Annabell (Retherford) Beard, 93, a lifelong Hagerstown resident, died Thursday, Oct. 1, 2015, at Forest Park Health Campus. She was born near Hagerstown on Nov. 19, 1921, to George Otis and R. Belle (Lilly) Retherford. During WWII she was employed at Perfect Circle. For more than 30 years, Annabell was employed by Second National Bank, …read more.